Concept preview prepared for Alera Group. Not affiliated.

Property and Casualty

Commercial and personal insurance, placed and serviced by a local team, with national specialists for complex risks and particular industries.

What a local team brings

Coverage lines

Four lines of coverage, each explained in a sentence. Your team will walk through what applies to you.

Casualty

Liability for injuries and damage your business may cause to others, and for injuries to your own employees. Seven types:

  • Business auto
  • Environmental liability
  • Excess liability
  • General liability
  • Product liability
  • Umbrella liability
  • Workers’ compensation

Property

Buildings, equipment, inventory and the business income that depends on them.

Professional and financial lines

Protection for the advice, decisions and duties a business and its leaders are responsible for.

Personal lines

Homes, vehicles and the personal coverage of business owners and families, including personal umbrella policies.

Risk services

Services that work alongside the coverage, provided by the local team or by specialists across the group.

  • Actuarial analysis
  • Alternative risk programs
  • Benchmarking and data analytics
  • Captive feasibility
  • Captive management
  • Claims advocacy
  • Environmental exposure
  • Experience modifier review
  • Healthcare professional liability
  • International risk
  • Loss control
  • M&A due diligence

Industries served

Twenty-three industries where teams across the group focus their work.

Talk to a property and casualty team

Tell us about your business and its current coverage. A local team will follow up.

Contact us

Headquarters, Deerfield, Illinois (847) 457-3000